Despite our best intentions and careful budgeting, sometimes an unexpected expense rears its ugly head for which you simply don’t have enough savings in reserve. The simple truth of the matter is that life does go on – even in a recession. The credit crunch won’t stop your kids outgrowing their bikes or school uniforms [...]
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OFT Announces Decision And Next Steps On Bank Charges
By John Gould on December 22, 2009 in A guide to credit and debt, Credit and debt in depth, Credit and debt news, Latest news, Saving and investing news, Saving money news, Saving money on your current account
Following the Supreme Court’s judgment last month, the OFT has today announced its next steps in securing changes to unarranged overdraft charges and the wider personal current account…
Advice Agencies Urge People To Seek Help Before The Molehill Becomes A Mountain
By John Gould on October 12, 2009 in A guide to credit and debt, Credit and debt in depth, Credit and debt news, Latest news
During Advice Week 2009 (12-18th October) a consortium of advice agencies is highlighting the real difference that getting help with a problem can make, especially if it’s tackled early…
Recession Bites As 12 Million Brits Struggle To Cope With Essential Monthly Bills
By John Gould on September 25, 2009 in A guide to buying a home, A guide to credit and debt, A guide to mortgages, Credit and debt in depth, Credit and debt news, Latest news, More mortgage and homes news, Saving money news
39% would be in trouble if they had to find just £50 extra each month. Essential bills now account for 68% of household income. Yet one in nine (11%) believe…
NACFB Survey 2008/09: Full Impact Of Recession On Commercial Brokers Revealed – Trade Press
By John Gould on September 17, 2009 in A guide to credit and debt, Credit and debt in depth, Credit and debt news, Latest news
Total funding fallen by nearly 60% year on year. Buy-to-let business reports a staggering 88% drop. Some members reported an 85% drop in business year by…
Financial Planning Week Survey Reveals UK Population Risking Future Financial Crisis
Unclaimed Benefits Prove Costly For Pensioners
By John Gould on September 8, 2009 in A guide to credit and debt, A guide to retirement, Credit and debt in depth, Credit and debt news, Latest news, More retirement news, Saving money on your credit cards
- Just Retirement Solutions (JRS) identifies on average £232 in unclaimed state benefits per person annually.
Britons More Financially Aware As Challenging Economic Environment Encourages Control
By John Gould on August 26, 2009 in A guide to credit and debt, A guide to saving and investing, Credit and debt in depth, Credit and debt news, Learn about the stock market, Saving and investing in depth, Saving and investing news, Saving money news, Saving money on your savings and investments
Almost two-thirds (63%) of Britons are more aware of their finances and are making an increased effort to look after their accounts as a result of the recent challenging economic environment.
UK Banks Sector – One Year On
By John Gould on August 18, 2009 in A guide to credit and debt, Credit and debt in depth, Credit and debt news
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